A roof is an investment. Valley Roofing & Exteriors offers payment options and roof financing to give you greater flexibility.
Many people don’t plan to replace their roof. Because a roof can cost as much as some cars, budgeting can be an issue. To make the cost of a roof affordable, we offer 4 payment options for the perfect fit.
- Cash. We always accept cash for all payments, including deposits.
- Check. We gladly accept your personal or commercial check for all payments, including deposits. We charge a $50 Return Check Fee on all returned checks.
THIRD PARTY BANK ROOF FINANCING OPTIONS for qualified customers.
- 12-Month Same As Cash. For roofing totals that you can pay off in one calendar year, our third party banking partners offer a 12-Month Same As Cash roof financing option. The 0% interest rate is subject to qualification and approval from the third party bank and all lending terms must be met to insure the loan and rate.
- Low Monthly Payment. For larger totals that may require more than a 12-month
repayment period, our third party banking partners offer a personal loan at a competitive interest rate to finance your roofing project at a convenient low monthly payment. All borrowers are subject to qualification and approval from the third party bank and all lending terms must be met to insure the loan.
Apply for on-the-spot decisions in 5-7 minutes.
If you would like to utilize our convenient third party bank financing options, a Valley Roofing & Exteriors representative will call the lender for you and put you on the phone with their representative for an on-the-spot decision within 5-7 minutes. Roof financing is made easy with our streamlined process. You can expect the same excellent customer service from Valley Roofing & Exteriors’s payment options as you receive when you do business with us. We value your bottom line and our payment options are available if roof financing is the perfect fit.
DISCLOSURE
12 Months, 0% interest, No Minimum Payments (Regions Bank)
Credit and loans provided by Regions Bank, Member FDIC, (650 S. Main St., Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR (provided however, APR will not exceed 15.99% for residents of New Jersey and 17.99% for residents of Florida and Wisconsin), effective as of July 2, 2026, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days from first disbursement. When open line period ends, the balance becomes a fixed rate installment loan; repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after first disbursement. If no payments made during same-as-cash period and APR of 19.99%, monthly payments vary from $21.99 to $30.82 per $1,000 borrowed depending on term. The minimum monthly payment will be no less than $50.00.

